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Sal DeCristofaro
RETIREMENT SHIELD EXPERT
​Phone: (800) 444-1388
sal@farofinancialgroup.com
http://www.farofinancialgroup.com​

WHAT CAN A RETIREMENT SHIELD PLAN DO FOR YOU?

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Sal DeCristofaro is a licensed financial / insurance professional who has spent close to 25 years in the industry. It is truly a pleasure for Sal to educate his clients on the importance of having a plan in place that not only shows them how to grow their money but also how to protect it. Sal shows his clients the importance of having an income plan they can never outlive even in a market crash or some other catastrophic event. It is all about having total peace of mind in retirement without any worries.
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Sal prides himself on being an INDEPENDENT professional versus being a captive broker. A captive broker is limited with how they can help clients prepare for retirement. Being independent allows Sal to work specifically for his clients and not for the financial companies. Each client’s situation is unique which simply means that one size does not fit all. Sal helps clients with much-needed solutions to secure their retirement and for those who are already retired.

Sal has also hosted his own retirement show which discusses safe money and income options. His show has aired on several popular radio stations throughout the country.
Sal makes it his number one priority to educate clients and provide them with solutions when it comes to retirement planning, income planning, tax planning, and long-term care planning (without buying long-term care) which he talks about in his best-selling book “Retirement Dreams vs Retirement Reality”. During Sal’s career, he has worked with other financial professionals throughout the country teaching them how to help their clients optimize their retirement wealth and social security benefits.

At the end of the day, which makes everything well worth it, Sal enjoys spending time with his family and friends. He also likes to travel, play golf, attend sporting events, listen to music and enjoys food and wine tastings.

COMPLETE OUR FINANCIAL SURVEY FORM BELOW TO GET
​YOUR CUSTOM RETIREMENT SHIELD PLAN.

    CONTACT INFO

    CLIENT 1

    CLIENT 2 (SPOUSE, PARTNER)

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    INCOME & EXPENSES

    ASSETS

    Under 'Tax Classification' Non-Qualified is identified as money that has already been taxed. Examples of money that has been taxed: Checking, Savings, Bank CD. Qualified is identified as money that has not been taxed yet.  Examples of money that has NOT been taxed: IRA, 401K, TSP, 403B.
    Non-qualified asset: Money that is or already has been taxed. Example: Checking, Savings, CD accounts. Qualified asset: Money that is growing tax-deferred. Example: IRA, 401K, 403B, etc.





    RETIREMENT GOALS

    SUBMITTING THIS FORM

    I hereby attest that the information on this Client Data Form has been provided by me and to the best of my knowledge is accurate. The information gathered with this form will be used for the sole purpose of helping create a financial strategy for your retirement. The financial professional providing the analysis does not provide tax or legal advice. 
    Once you click the submit button, the Retirement Shield planner named above will be in contact with you to confirm receipt of this form within 24 hours. If you have any questions, feel free to contact the Retirement Shield Planner listed above.
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